Monthly Archives: August 2006

It’s never a free lunch

A co-worker put his business card in one of those “Win a free lunch” fish bowls at a restaurant.  He won a free lunch for 10 people.  However, there is always a catch.  We have to listen to a 5-10 … Continue reading

Posted in General | 3 Comments

My drive to work

I have to drive 30 miles to get to my office now.  The highway is always jam packed in the morning so I’ve been taking a local route.  I’m not driving 30 miles through city, I’m driving 30 miles through … Continue reading

Posted in Real Estate | 1 Comment

Personal Finance Blogs

I’ve lately started reading a bunch of personal finance blogs that are written by people under 30.  Their blogs are linked together forming a nice community of people under 30 who watch and care about their personal finances. I enjoy reading these … Continue reading

Posted in Real Estate | 9 Comments

The baby’s college fund

I had this conversation with a co-worker about 3 years ago.  He had just had a baby girl and was telling me how he and his wife are saving $400 a month for her college fund. “We are putting $400 into the … Continue reading

Posted in Real Estate | 3 Comments

Hard money lending or cashflowing properties with little or no appreciation?

Would you buy some properties in a historically non or slow appreciating area at a 12% cap rate or lend out that money at 12%? One is obviously less work, but what are the risks of both? Let’s say I … Continue reading

Posted in Real Estate | 9 Comments

Some thoughts on building the spec home

I had another short call with the developer about my lots.  As usual I’m torn between two options. Option #1: I get the construction loan in my name against my lot.  The developer pays all the interest during construction and … Continue reading

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St. George Land update

I think I should start calling this my “Land just east of Hurricane” because that’s where it really is.  I have just begun talking to a developer about building some spec homes on my lots out there.  I don’t have … Continue reading

Posted in Real Estate | 3 Comments